In no event shall the liability of Credit Union and its affiliates exceed the average monthly amounts paid by you for the services provided to you through Digital Account Access in the year preceding any claim you make against us.THE FOREGOING SHALL CONSTITUTE CREDIT UNION 'S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. You are deemed to have received any electronic messages at the time we send them to you.We may not immediately receive e-mail (including in the Help Desk)you send. I have to scroll down through all the clutter to get to my main account.It is nice that i can do a quick-view of my main account balances, but it would be useful to have the same ability to set a different default view on mobile, like you can using online banking. MIDFLORIDA Credit Union | Personal & Business Banking We take personal banking to another level. Update Personal Information. See below for additional information. We will update this Agreement to notify you of these new services. You agree that you provide, receive and request information via the Internet with the knowledge that such information can be intercepted and/or viewed by unknown third parties. 5. For these eligible accounts, you will be able to: All instructions or requests provided to Credit Union via Digital Account Access will be deemed to be written instructions, with the same effect as written instructions provided to Credit Union on paper and signed by you. Low Cost Loan Protection2 - Your family's financial well-being is protected when you choose credit disability and life insurance coverage. Information about additional activity will become available to you periodically, until the most recent fourteen months are available to you at any time. You are now leaving Palmetto Citizens Federal Credit Union's website. FEATURES: Check Account Balances View Transaction History In addition to our great loan, savings and checking account options, we also offer a variety of additional services and benefits for our members. The company was founded in 1936 and is headquartered in Columbia, South Caroli Read More Contact Who is Palmetto Citizens Federal Credit Union Headquarters Hours on Saturday, March 25, 2023. . Use the Palmetto Citizens app to manage your accounts quickly and securely. Box 5846Columbia, SC29250. Lost/stolen replacement card fee is $5.00. Phone Number: (843) 669-0461 Fax: (843) 678-9053 Mailing Address: Pee Dee FCU PO Box 1391 Florence, SC 29503 Website: Online Banking: Log In Here Routing Number: When you click OK, you will be transferred to a website that is not operated by Palmetto Citizens. The request must include the check number and the account number on which the check was written.Send us a letter requesting we extend the Stop Payment period for an additional six months. If you do not wish to continue, you may click Cancel. **Finance charges begin from date of loan closing and are repaid over the term. Mailing Address: PO Box 2028 Columbia, SC, 29202 (803) 252-0258Branch Hours This coverage, fully paid for by Palmetto Citizens, pays a cash benefit after an accident results in a covered injury or loss of life. Safe Deposit Boxes - Boxes are available to rent annually in the following sizes: 3x5, 3x10, 5x10 and 10x10. within a 60-day period or lose your right to assert claim against us.Disclosure of Information to Third PartiesWe will disclose information to third parties about your account or the transactions you make: Address or Profile ChangesIt is solely your responsibility to ensure the contact information in your user profile is current and accurate. While we are able to receive deposits from Third Party Payment Services (such as Venmo and PayPal), we are not an official partner with these service providers. By establishing a User ID and Password you agree to, and agree to ensure authorized Digital Account Access users will: For security purposes, your passcode must meet complexity requirements: Your password should not be associated with any commonly known personal identification, such as social security numbers, address, date of birth, names of children, and should be memorized rather than written down.You acknowledge we are entitled to rely on the use of your User ID and Password as your authorization for any transaction through Digital Account Access. A confirmation email will be sent to you shortly. Standard Transfers take two to three business days, depending on submission before or after 1:30 PM EST. We also offer access to discounted tickets to Carowinds at www.carowinds.com/save (this discounted program is offered through the Carolina Credit Union League). To place a stop payment order via Digital Account Access, the account number and check number are required. IN NO EVENT SHALL CREDIT UNION BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS (EVEN IF ADVISED OF THE POSSIBILITY THEREOF) ARISING IN ANY WAY OUT OF THE INSTALLATION, USE, OR MAINTENANCE OF THE EQUIPMENT, SOFTWARE, AND/OR THE SERVICE.Disclaimer of WarrantyDIGITAL ACCOUNT ACCESS SERVICES PROVIDED TO YOU UNDER THIS AGREEMENT AND RELATED DOCUMENTATION ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. How do I add another Palmetto Citizens member so I can transfer money to them? PCFCU is not responsible for the content or links to or from this site and does not represent the third party or the member should they enter into any agreements. However, if you do not notify us of the problem within 60 days of when we send or make available to you the statement and/or items, you absolutely forfeit any right(s) to assert a claim against us. Just ask! You can also enter an additional message to this person in the Message field. BUT unlike the online banking web interface, mobile banking does not allow custom views to be setup, so all of the accounts my name is on are listed in my default view. Not all accounts are eligible for this service. Overdrawn savings or checking account(s) for more than 19 days. Consumers should also see the "Your Liability for Unauthorized Electronic Fund Transfers and Error Resolution" section elsewhere in this agreement. . Data privacy and security practices may vary based on your use, region, and age. A Cross-Border Assessment fee of 1% is made when a US cardholder makes a transaction in a foreign country, and the merchant accepts the transaction in US currency rather than the currency of their country. How do I transfer money to my account I have with another financial institution? Add any notes on the transfer (optional). Once you have established another members account to be able to transfer funds to (using the steps outlined in the previous question above), use these steps to transfer funds to their account: Once you have established an account at another financial institution to be able to transfer funds to (using the steps outlined in the previous question above), use these steps to transfer funds to this account: Members are limited in the amount of external transfers to and from your Palmetto Citizens account(s) and your account(s) at another financial institution based on the chart below when using the external transfer feature within online/mobile banking. The words "you" and "your" refer to each person subscribing to Digital Account Access, and to each person who uses Digital Account Access with the permission of the subscriber.Computer Equipment and Internet UseYou are solely responsible for the maintenance, installation and operation of your computer, and for the hardware and software used in accessing Digital Account Access. On Thursday, it was . The following data may be collected and linked to your identity: Privacy practices may vary, for example, based on the features you use or your age. Overdrawn savings or checking account(s) of $500 or greater. The 1.5-acre site, purchased from local developer Mac Willetts of Town & Country Development, will be built at the corner of Battleship Road and West DeKalb Street (U.S. 1). The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Palmetto Citizens Federal Credit Union. In order to verify the existence and condition of your account for a third party, such as a credit bureau or Biller. We lose these protections if we fail to exercise ordinary care in paying an item with an unauthorized signature or alteration. Select the eligible PCFCU account to transfer from and then under the To a Person section, choose either Email Address or Mobile Number (this is the method the person will receive the transfer instructions and information). What are the limits and time frames for transfers between my PCFCU accounts? 7. In Person: you may visit us in person at any one of our Service Center locations. FAX: 843-669-6931. Palmetto First Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. We reserve the right to terminate Digital Account Access immediately and without notice (1) in the event of improper use of such service, (2) in the event of a failure to comply with the security procedures, or (3) if all of your eligible accounts have been closed. Transfers made to and from another financial institution will appear in the account within three Business Days from the date you have completed the transfer. Such termination shall only be effective after we have had a reasonable amount of time to act upon the request or the written notice of such termination or such later date as is specified in that notice.SurvivalThe sections entitled "Indemnification; Limitations on Credit Union's Liability" and "Disclaimer of Warranty and Limitation of Liability" shall survive termination of this Agreement.SeverabilityIf any provision of this Agreement is found to be unenforceable according to its terms, all remaining provisions will continue in full force and effect.AssignmentYou may not assign this Agreement to any other party. If it was not successful, verify the information and try again. remaining. Box 5846 Columbia, SC, 29250. For more information, see the developers privacy policy. -T.Harv Eker For example, if you transfer someone money to pay for concert tickets and you dont receive the tickets, this isnt covered by any Zero Liability Coverage. The words "we", "us", "our" refer to Credit Union. Sixty years ago, the first credit union in Florence County was formed as Florence ACL Employees Federal Credit Union, known today as Palmetto First Federal Credit Union. Contact. Only you and this person should know this word or phrase. Let us show you the difference of working with a local, community bank. What are the limits and time frames for transfers to another PCFCU member's account? Contact Us Full Service, Local Banking Checking, Savings and Loans Help Desk: Use the Help Deskfeature in Digital Account Access, Telephone: you can contact us by telephone at 803-732-5000. We're very glad you made the switch back to a credit union and are so happy to hear you've been pleased with our app and your experiences in our offices. In a joint press release, Palmetto Citizens . Florence, SC 29501, Mailing Address Please let us know if we can assist you with any other financial needs or questions. Initially, information regarding activity for up to the most recent three months will be available to you. Click on each heading below to view the associated fees. Unauthorized access or use is not permitted and constitutes a crime punishable by law (18 U.S. Code 1030). National Credit Union Administration Details, Financial Education Center: Debt Management. Use online or mobile banking to transfer funds between your accounts, to other PCFCU members, to your accounts at other financial institutions or to anyone else. Routing Number: 253978617 Application Version: 4.3.1.23 View balances, transfer money between your accounts, make a deposit, and much more. To maintain use of this service, a member cannot have any of the following: Other restrictions may apply. Credit Union shall not be responsible for any errors, deletions, or failures that occur as a result of any malfunction of your computer or software, nor will Credit Union be responsible for any computer virus that affects your computer or the software while using Digital Account Access. We undertake no obligation to monitor transactions through Digital Account Access to determine they are made on behalf of the account holder.Digital Account Access ServicesAfter you successfully register for Digital Account Access, you will have access to your eligible accounts, which include Checking, Savings, Money Market, Share Certificate and IRA. Excessive draft and minimum balance fees on money market transfers may still apply. 8. 5Cannot be used at ATMs or for cash advances. Asked May 26, 2021 At PCFCU all members are treated with the upmost respect. Schedule Recurring Transfer choose when and how often you would like for your transfer to occur. Activity on this site is monitored for security purposes. Transfers with Palmetto Citizens Online and Mobile Banking Online & Mobile Banking Transfers: Frequently Asked Questions Use online or mobile banking to transfer funds between your accounts, to other PCFCU members, to your accounts at other financial institutions or to anyone else. Palmetto Citizens Federal Credit Union: Columbia, SC: $34K-$49K: Member Service Representative: Palmetto Citizens Federal Credit Union: Columbia, SC: $28K-$35K: Updated April 10, 2023. To request a stop payment without this required information, contact 803-732-5000. It's the 6th largest credit union in South Carolina with assets totaling $1.3 Billion and provides banking services to more than 81,000 members as of April 2023. The Palmetto Health Credit Union is a member-owned financial cooperative committed to providing exceptional financial services while respecting individual needs. Enter the amount you wish to transfer. Void when 7-day Repurchase Agreement is activated. Finances. Limited time offer. Therefore, we are not eligible for any instant deposit/transfer features they may offer. Bug fixes, feature updates, and updated UI. If you are enrolled in the Bill Payment Service, any changes should also be made in accordance with the procedures outlined in the Digital Account Access Help files. Notary Service - All Palmetto Citizens members have free access to the notary public in each of our offices. It seems locked on the assets/liabilities view. 12. The privacy policy of this third party may differ from those of PCFCU. The privacy policy of this third party may differ from those of PCFCU. No International Transfers will be allowed.Our Right to Delay or Reject TransactionsEven though you may request a transaction, it may be delayed or Credit Union may reject the transaction without liability, if: (1) the request is untimely, incomplete, inaccurate or ambiguous in any respect, (2) the requested transaction may exceed either the collected and available funds on deposit in designated account, together with the credit limit on an overdraft line-of-credit you may have established in connection with the particular account (excluding any Overdraft Privilege service you may have); (3) the requested transaction is either not authenticated to Credit Union's sole satisfaction, or Credit Union believes such request may not have been authorized by you; (4) the requested transaction would cause Credit Union to violate a law, regulation or a government guideline or program; (5) the requested transaction is not in accordance with any other requirement stated in this Agreement, or is objectionable to Credit Union for any other reason, in Credit Unions sole discretion; (6) Credit Union system was not working properly and you knew about the breakdown when you started to submit the transaction; (7) circumstances beyond our control (such as fire, flood, mechanical or electrical failure) prevent the transaction, despite reasonable precautions we have taken; or (8) if Credit Union reasonably believes completing such transaction would result in exposure to liability or risk beyond what is contemplated by this Agreement. Minimum balance on Money Market Account: $2,000; Minimum balance on Premium Money Market Account: $10,000; Minimum balance on Premium Checking Account: $2,500; Minimum balance on High Volume Small Business Checking Account: $2,000. Under the Other Palmetto Citizens Member Accounts section, click on Add New Internal Account., Enter in the persons Palmetto Citizens member number, the account you want to transfer the funds to (S 0100, S 1000, S 1700, L 0600, etc) and the first four letters of their last name. How do I transfer money between my PCFCU accounts? First Tech Federal Credit Union. For more information, please contact the credit union by sending a message through the Help Desk in online/mobile banking or calling 803-732-5000. The privacy policy of this third party may differ from those of PCFCU. I remain a grateful customer! Federally insured by NCUA. 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