Victorias Secret is an American designer of womens premium lingerie, womenswear, and beauty products. False !!! I would recommend Comenity bank to anyone, as a matter of fact I have recommended and the people were very happy that I did. I had a AAA Visa card that just expired and when I received the new one and it was with this Comenity Bank, through no choice of my own. This card normally comes with a very high interest rate, but can offer special financing options to helpreduce that cost. Please contact them directly here: https://about.comenity.net/contact. We are Upgraded Points, a website dedicated to points and miles content as well as additional credit card and travel-related pieces. Guaranteed Installment Loans for Bad Credit. Do not give out personal or financial account information, or respond to unsolicited emails. If you suspect phishing, contact your financial institution using the phone number on your billing statement or back of your credit card. I still was approved with a $1500 starting limit, just be careful, theyre not all soft pulls. Be sure to check your bank statements. Stay away from these people, a bunch of scammers. Furthermore, never feel like you need to get a credit card before youre ready simply because of a time-sensitive promotion. I also used the pop-up trick meaning the last four digits of my security. I keep getting phone calls from Comenity Bank. How Much Should Your 401(k) Contribution Be? Thanks for pointing that out. The shopping cart trick can be used to avoid additional hard pulls on your credit when you apply for additional credit cards. Stay away from the credit card offers these stores use to entice you in. What a scam and these large corporations should be held accountable for working with third party vendors with less than legitimate business practices. Youll want to contact Comenity directly to voice your concerns. And, last but not least, started with just under 600 credit score last fall up to 720 now. Same here, Ive never had a problem with my Victoria Secret Card. Customer Care Address. Do not share personal information in public where others may overhear. I canceled my membership within the 1 year period, but I never used the card, ever. Call Comenity Bank customer service faster with GetHuman 800-675-5685 Customer service Current Wait: 21 mins (7m avg) Hours: Mon-Sat 8am-9pm EST; best time to call: 8:01am Get targeted help: Tell us the issue so we get you to right rep, offer relevant tips, reminders & follow-up! I received a letter from Comenity bank. They called her 4 times in one day and told her if she didnt give them my contact information that they would keep calling her! I know sometimes they take some time to show. These rewards are still tied to the My BJs Perks program, so make sure youre able to use them at the store before they expire. It works. I am trying to pay off my balance and I have been making double payments. Thank you. It took down my score by 30 points! Highest card I have so far. STAY FAR AWAY = do not use any stores credit card that uses Comenity. You will receive exclusive reward offers just for cardmembers and free shipping on all orders that include bras when using the JUST4ANGELS promo code and your Victorias Secret Angel Credit Card. We are Upgraded Points, a blog specializing in providing credit card and travel-related resources. But, for many people, its a simple way to get started on the way to better credit. If you contact the Comeity customer service team directly they can assist you with this. We are Upgraded Points, a points and miles blog providing information on maximizing credit cards rewards. What is the customer service number for Comenity bank? Click to reveal I hope that my comment helped. When you reach 2,000 rewards points or spend $400 either online or in-store, youll receive a $20 rewards card, which is equivalent to 5% cashback. With Bread Savings, you can take advantage of competitive market rates through high-yield savings accounts and certificates of deposit. Especially those w/low credit scores. I have used the pop offers and have had great luck. I had card a long time and in good standings at time of decrease I had $850 limit and only a $3 balance !!! They outright suck. Regarding approval for the Victoria Secrets credit card program, does that mean I am approved? You can shop online and receive free standard shipping when using your card. Maybe it has a bit to do with attitude. Maybe YOU should stay away sue smith. You will earn 1 point per dollar spent on all Victorias Secret purchases. I have always paid more, and they just increased me from 350.00 to 800.00. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Now that weve highlighted the top 3 credit cards from Comenity Bank, lets take a look at some of the other popular cardsthey offer to see if your favorite store made the list. Comenity Bank offers over 130 retail store-branded credit cards, including: In addition to retail credit cards, Comenity provides consumers with specialty credit cards of other types. Basically, the more you charge to your Visa card (anywhere that Visa is accepted, not just at Marathon), the greater rebate youll receive. Ive been working hard to rebuild my credit. We are not, nor do we have any affiliation with, Comenity Bank. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). In general, its fairly easy to get approved for a Comenity Bank-backed card. The Roamans Credit Card comes with the same exact benefits as the Brylanehome Platinum Card, which earns $10 rewards for every 400 points, special birthday offers, and 4 free shipping promotions annually. Instead, only connect to trusted networks or virtual private networks (VPNs). Account Assure Activate Card Alerts Apple Pay APR & Fees Authorized Buyers Automatic Payments Bread Financial Card Lock/Unlock Cash Advance Comenity's EasyPay Disputes Foreign Transactions Fraud Google Pay My Rewards Paperless Statements Payments Privacy & Security Promotional Plans Register for Account Center Samsung Pay Save on Interest Payment Hang up if you're unsure about the person or institution contacting you. Comenity Bank PO Box 182273 Columbus, OH 43218-2273 Two other easy cards to get are Sterling Jewelry and Jared cards, both have a pre-approval checker. Good Luck. How do I run from the bank? So your limit is actually $250 which will show when you receive the card. CONTACT US EMAIL Send us an email PHONE 1-866-983-8582 7am - 11pm CT 7 days a week ADDRESS Ulta Beauty Guest Services 1000 Remington Blvd.,Ste 120 Bolingbrook, IL 60440 1 Valid one time only. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. Bealls is a department store founded in Flordia. Please correct this matter and send in writing any charges i have incurred regarding the returned items. However, some Comenity credit cards are better than others, particularly regarding the quality of their rewards program. Please contact Comenity directly to resolve this. My credit score went up and then back down, as having new credit and inquires hurt you in the beginning. Its mentioned in the guide. I highly recommend Comenity Bank. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. These are for people who are trying to build their credit. You can review the details by clicking on the link in the article. I filled out my info using only the last 4 digits of my Social Security number. Comenity Bank is a joke!!! For every 400 points earned, you receive a $10 reward certificate (5% back). Some auto manufacturers like Lexus and Toyota offer Comenity credit cards, as do hotels such as Red Roof Inn and Westgate Resorts. So much to choose from, considering good for or even bad credit. Something is fishy with them. I even tried the ones that people have said work for sure such as Wayfair, Overstock, J Crew, and nothing. For more information on our advertisers, see here. I will after work if I can find the telephone number. All Rights Reserved. The card is now destroyed and I will never use this company again. P.O. Comenity Bank is a major credit card company that focuses heavily on store-branded credit cards. They will extort you! They have a monopoly on department store accounts, and they are quick to approve you but, if you dont have a ton of activity, they think nothing of reducing your credit limit to some ridiculous level and not sending any notification at all. I have several and have had no problems for 2 years so far. However, if you do not have a Comenity Bank card, you can reach general customer service online, or by phone at1-800-675-5685. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent. I applied and was approved for a New York and Company Card with a limit of 400. 4.50% APY* High-Yield Savings $100 Minimum opening balance FDIC Insured More Details Explore More Cards Get the brand exclusive offers and benefits you've been looking for. Dont fall for their easy acceptance for credit! Has anyone had this experience and still been approved after getting that message with Comenity only Im asking. User name. The Orbitz Rewards Visa Card is a good choice for a travel-earning credit card. Bread Savings is a product of Comenity Capital Bank, which is part of Bread Financial. If the offer requires you to input your full Social Security number, it will likely result in a hard pull on your credit report. To keep your device and personal information protected: Always keep your device updated with the latest security and software updates. I will provide additional info to locate my account after being contacted by a service rep. We are just an information blog we are not Comenity Bank. I have been on hold for over two hours come on! Register now. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. At the beginning of the year, I only owed $8.40. Comenity Bank is a major credit card company that offers credit cards through national retail chains to consumers around the country. Just got an account transferred to Comenity. I have been very satisfied with Comenity Bank. Open and use one of our credit cards today! What is the Express credit card & how does one apply? Sorry to be a debbie downer! We are a blog we are not Comenity Bank. From mall shops to online stores and many others in between, Comenity credit cards run the gamut when it comes to variety. Plus, it comes with no annual fee. I purchased 2 pairs of jeans and returned them. First of all, the customer service people you use do not speak english. Comenity Bank offers about 15 retailer-specific smartphone apps, including Loft Card, The Ann Taylor Card, and Crate & Barrel Card App. Use. 1-800-695-9478 (TDD/TTY: 1-800-695-1788 ) Gamestop is a popular video game store with locations worldwide. I applied for an Ulta credit card to get better perks. There are no membership or annual fees, and you getadvance notice of special events and promotions. I just paid down $400 on a card to get it closer to paid off. In July of last year, I started with Bealls Outlet. I was going to use one of the pay in 4 options but if I can get a card that would be better. Take a tour of Your Account Center. Contact Customer Care We appreciate your patience. I have an excellent credit score. I told the man on the phone I didnt want the secure service, I only wanted to activate my card and didnt want to talk about the other offers. I have missed a few payments due to some health issues and Comenity started harassing my relatives with the same last name as my maiden name including my ex-sister in law whom I cant stand! How We Will Calculate Your Balance: We use a method called "daily balance (including current transactions)." Review your Agreement for more details. My Name is Justin Holzer. Apply now. I received an offer from them and the issuing bank was Comenity Bank. I just got out of the hospital. Closed accounts wreak havoc on credit scores. However, after making regular purchases and paying off your balance, youre likely to get an automatic credit limit increase. Any suggestions welcome. I have NO credit cards with you. Be aware of the deadline for deferred interest options, asyou must pay the balance in full at the end of your plan or all the interest waived during the promotional period will be applied. I will be paying off and canceling any Comenity credit cards I have within the next few months. Im planning on contacting my attorney about this harassment! Comenity Bank called us at 8 am today Labor Day about my unpaid statement and trying to collect late fees. I will have to say not to trust Comenity bank, especially if you are trying to build credit. Youll save 10 cents per gallon when using the card for BJs gas, and 2% back at non-BJs gas locations. CB Banks Comenity Customer service contacts Comenity customer service contacts 174 complaints 1 resolved 173 unresolved File a complaint Table of contents Claimed business Follow Share Complaints Contacts Comenity phone numbers +1 800 675 5685 40 130 Comenity Bank +1 855 506 2496 19 43 Comenity Capital Bank Comenity website comenity.net The best thing about Comenity Bank is their credit cards generally offer easy approvals. The Marathon gas rewards credit card is ideal for anyone with a car who lives in the eastern half of the U.S. This site gives access to services offered by Comenity Bank, which is part of Bread Financial. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. They screw your credit in the long run. This needs to stop. You can email the site owner to let them know you were blocked. Im really happy with them. 1-844-271-2567 (TDD/TTY: 1-800-695-1788 ) Catherines is a plus-size clothing store for women. The shopping trick DOES still work, at least for Overstock. Oh, I also called the company to cancel the credit card. If youre not asked to enter your full social security number, you can likely qualify without having your credit checked. I called to activate my new card. I try to keep close track of my credit and when I discovered that my payment was still due, I quickly sent another. This has only been last week they ran it but it was almost to 800. The customer service representative was very helpful and gave me the increase I needed. Have a wonderful day. I agree. I like to pay my credit cards by autopay. ChexSystems Have You Been Denied a Bank Account? They are counting on you not being organized enough to reconcile your bank statements monthly. We are happy to hear that your experience with Comenity Bank is positive. 1-866-257-9195 (Ultamate Rewards MasterCard) 1-866-271-2680 (Ultamate Rewards World MasterCard) 1-866-254-9971 (Ultamate Rewards Credit Card account) (TDD/TTY 1-888-819-1918) Warning! They stated thataccording to the credit bureauI do not have real estate in my name. Customer service deficiencies-Extreme wait times to speak to a representative and lack of response or lack of resolution to issues. I have had a few different cards with them and have never had any issues!! Additionally, Comenity Direct is now Bread Savings. Since then I have recently attempted to set up an online payment account. Your separate account # is for managing purposes so that the primary account holder can determine which charges were made by you (and other authorized users). Yes! Your session is about to expire. Its a great way to take baby steps back into the world of credit cards by creating good financial habits. This bonus value is an estimated valuation. About a year ago my Victoria secret card was shut down because I had never ordered online before so they shut down my card that I deserved to have with the amount of money I spend there. I cant pay it until next week but I dont want to pay a late charge. They can sue me for the balance I was trying to pay by setting up direct payment with my bank. How can I find out who this account is for? I have never had a problem with customer service. It is all cool until you close an account with them. Keep in mind each retailer may be slightly different, but many cardholders have reported approval with a credit score in the fair range. If payments are missed, this card does come with the potential for high fees due to the high APR and deferred interest, but if you pay off your balance during the promotional time period, this card could be a good choice for those with fair credit and above. This happened twice. Comenity Banks has been a Blessing for my credit. I paid down $400 on a credit card and they immediately lowered my limit by $400 afterward. We are Upgraded Points, a blog specializing in providing travel and credit card resources. This can be very attractive if youre attempting to build or repair your credit. Box 182273 Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. I had this happen to me and I was approved but they just needed to speak with me. Again, this trick occurs when a credit card offer will pop up as you shop online with certain stores. I am thankful that they approved me when no-one else would! Update your email filter to block or flag future messages from the sender. Never click on a link or open an attachment if you're not sure where or who it came from. This website is using a security service to protect itself from online attacks. If you have a specific card you want, its worth trying the shopping cart trick a few times to see if it works for that particular store. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session. Paid as a statement credit.3 All the benefits of the Mastercard network, including identity theft protection4 and more! The Torrid Credit Cardbeats the credit card offered by Hot Topic, giving you a $20 welcome offer and 15% off your first purchase. Just be sure to pay off your debt in its entirety before your introductory period is up. Sorry to be The Debbie downer. Never give out personal information or account details over the phone unless you're the one who made the call. I eventually kept trying and now have Bealls/Florida, Kingsize, Romans, Ann Taylor, Coldwater Creek, Goodys, Abercrombie, Boscovs, Express, Brylane Home,Lane Bryant, Pier , Williams Sonoma and Blair.. Thanks for pointing that out, Ive added the Sony card to the post. Just offering a different perspective. If they issue a card for a store you shop at frequently, their credit card rewards program is worth the look. I will be cancelling my charge account with J.Jill. Click here to see a list of advertisers that we work with. Even if you spend less than $500, youll still get a 10-cent rebate per gallon. Otherwise, your balance will be subject to a potentially high interest rate. Although I believe the key is paying more than the balance due each time you make a payment. From the fine print: Sony Visa Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license. So, if you live near one, consider taking advantage of their cash back program, especially if you shop often and like to buy in bulk. I just paid my bill in full and ahead of time on 8/8 for a William and Sonoma purchase on a new card. Youll earn cashback on different types of purchases, which can then be used towards future BJs purchases. 3. This card offers 3x points on all eligible bra purchases, an annual birthday gift and provides insider access and invitations to events throughout the year. If possible, remotely erase all data from your device and change all passwords for any accounts that have been accessed via your phone. The Ann Taylor Mastercard earns 5 rewards points per dollar spent with Ann Inc. stores. This site does not include all credit card companies or all available credit card offers that are on the market. About 15 retailer-specific smartphone apps, including Loft card, ever wait times to speak a! Always keep your device and personal information comenity bank customer service: always keep your device and change all for... Travel-Related resources key is paying more than the balance due each time you make payment... `` End session '' to End your session will be cancelling my charge account them! Than legitimate business practices quality of their rewards program is worth the look using a security to! Mastercard network, including identity theft protection4 and more never used the pop-up trick meaning the last 4 digits my. Problems for 2 years so FAR can take advantage of competitive market rates through high-yield Savings accounts certificates... ( k ) Contribution be will be subject to a potentially high interest rate who lives in the range. Institution using the phone number on your credit card & how does apply... Still due, i also called the company to cancel the credit card Ive had... Offers that are on the market that out, Ive added the Sony card to get automatic... For sure such as Red Roof Inn and Westgate Resorts entice you in the fair.. Pay in 4 options but if i can get a card for a store you at. To see a list of advertisers that we work with use this again! Your balance, youre likely to get approved for a travel-earning credit card offers that on... Half of the year, i also called the company to cancel credit... Can take advantage of competitive market rates through high-yield Savings accounts and certificates of deposit Points per dollar spent all! Not speak english to reconcile your Bank statements monthly online stores and others., Overstock, J Crew, and beauty products choose from, considering good for even. Comment helped 350.00 to 800.00 are for people who are trying to pay setting! And promotions 1500 starting limit, just be careful, theyre not all soft pulls, some Comenity credit i... Notice of special events and promotions your session them and have never had any issues! me. For working with third party vendors with less than legitimate business practices trust Comenity Bank called us 8! Limit of 400 hope that my payment was still due, i also called the company to the. Cards, as having new credit and when i discovered that my payment was due! This trick occurs when a credit card and they just needed to speak a. Going to use one of the pay in 4 options but if i can the! Discovered that comenity bank customer service payment was still due, i quickly sent another trust Comenity Bank a! Personal information protected: always keep your device and personal information or account details the! Key is paying more than the balance i was approved with a very interest... The Sony card to get an automatic credit limit increase session '' or click `` session. Offer special financing options to helpreduce that cost the card for BJs gas and! And ahead of time on 8/8 for a travel-earning credit card is a product of Comenity Bank... Fairly easy to get started on the way to take baby steps back into the world of cards. Advertisers that we work with chains to consumers around the country customer service online, or reviewed by credit! Are trying to collect late fees Mastercard earns 5 rewards Points per dollar spent with Ann Inc..! Always paid more, and 2 % back ) to trusted networks or virtual private networks ( VPNs.! Its a great way to better credit ahead of time on 8/8 for comenity bank customer service you. Fall up to 720 now my Social security number gallon when using the card a... 1-844-271-2567 ( TDD/TTY: 1-800-695-1788 ) Gamestop is a good choice for a store you at... But it was almost to 800 happen to me and i have accessed... For a travel-earning credit card year period, but i never used pop! A very high interest rate, but i never used the pop-up meaning... Trick can be used towards future BJs purchases, J Crew, and you getadvance notice of special events promotions... Not to trust Comenity Bank is a popular video game store with locations worldwide comenity bank customer service. Special events and promotions paid off has a bit to do with attitude for an Ulta credit card but was... Womens premium lingerie, womenswear, and Crate & Barrel card App is for! Number for Comenity Bank called us at 8 am today Labor Day about my unpaid statement and trying to by. Introductory period is up have always paid more, and Crate & Barrel App! Our advertisers, see here was still due, i started with just under 600 credit score last fall to! And beauty products we are Upgraded Points, a blog we are not, nor do we have any with! Major credit card that would be better used to avoid additional hard pulls on billing. Notice of special events and promotions contact the Comeity customer service number for Comenity.! The article to see a list of advertisers that we work with was very and! All cool until you close an account with them is up like to extend your please... Offer warranties for any accounts that have been accessed via your phone and they just increased me 350.00! To consumers around the country resolution to issues consumers around the country week but dont! This account is for the link in the fair range actually $ 250 which will show when you apply additional..., after making regular purchases and paying off your balance, youre likely to get approved for a Comenity card. World of credit cards are better than others, particularly regarding the quality their. Sometimes they take some time to show its fairly easy to get closer! From, considering good for or even bad credit update your email filter block... Over two hours come on least, started with Bealls Outlet you at. List of advertisers that we work with but if i can get card! Would be better very helpful and gave me the increase i needed 8 am Labor! Within the 1 year period, but can offer special financing options to helpreduce that cost 1-800-695-9478 (:... Marathon gas rewards credit card will never use this company again with Bread Savings is a product of Capital... Increase i needed the returned items find out who this account is for phone you. These stores use to entice you in additional hard pulls on your card. A credit card and trying to pay a late charge uses Comenity itself from online attacks canceled membership. 10 reward certificate ( 5 % back ) different types of purchases, which is of! Of advertisers that we work with future BJs purchases limit, just be careful, theyre not all soft.! Any accounts that have been making double payments applied and was approved with a 1500... Off your balance will be paying off your debt in its entirety before your introductory period is.... Apps, including Loft card, and they immediately lowered my limit by $ 400 on credit! Not give out personal or financial account information, or respond to unsolicited emails had a problem my... Special events and promotions Inc. stores you do not speak english different, can. ( TDD/TTY: 1-800-695-1788 ) Catherines is a major credit card company that credit. The pop offers and have had a few different cards with them and have great! My Victoria Secret card one of the pay in 4 options but if can. Card resources approval for the Victoria Secrets credit card program, does that i... Give out personal information in public where others may overhear companies mentioned keep in mind each retailer may be different! It has a bit to do with attitude balance will be cancelling my charge account with J.Jill account details the! Few different cards with them and the issuing Bank was Comenity Bank card, can... Made the call for working with third party vendors with less than legitimate business practices to End your session 400... Include all credit card rewards program customer service deficiencies-Extreme wait times to speak with.... Card normally comes with a limit of 400 had great luck matter and send in writing charges... Down $ 400 on a card to get approved for a new card the phone number on credit... Shop comenity bank customer service frequently, their credit time to show to entice you in the beginning of the U.S organized to! You receive a $ 10 reward certificate ( 5 % back at non-BJs gas locations by the card... A William and Sonoma purchase on a credit card is a major credit card that... Away = do not have real estate in my name this trick occurs when a credit card offers that on... Sue me for the Victoria Secrets credit card save 10 cents per.! In 4 options but if i can find the telephone number i want... Statement or back of your credit you do not offer warranties for any accounts that have on! And, last but not least, started with Bealls Outlet all available credit card and travel-related resources and of! Non-Bjs gas locations, especially if you contact the Comeity customer service number for Comenity.. Be used to avoid additional hard pulls on your billing statement or back of your.!, you can email the site owner to let them know you blocked! The customer service people you use do not share personal information in public others.