If you want simplicity and the chance to earn a higher rewards rate without all of the requirements that come with the. A new national survey released last week by the $18.7 billion Alliant Credit Union in Chicago shows that 42% of Millennials plan to use their tax refund to make student loan or credit card. The app allows customers to deposit checks, transfer money between accounts, pay monthly bills and track expenses with a personal financial management tool. Other cards tend to top out at 2%. Usually, you'll have to work for a select employer or live in a specific city or county. Alliant Credit Union High-Rate Savings. Some credit unions offer limited account options. Alliant employees are not eligible for this promotion. The Alliant Cashback Visa Signature Credit Card is one of just a handful of great cash-back cards that don't charge foreign transaction fees, those annoying 3% fees applied to international purchases. resources from industry leaders, webcasts, and breaking news, analysis and more with our informative Newsletters. Grow your savings. Affinity Plus Federal Credit Union Superior Money Market Account, 8. We value your trust. Alliant Credit Union. Copyright 2023 ALM Global, LLC. Whether you're meeting the requirements to earn the 2.5% cash back rate or you're in the 1.5%-earning tier, all you have to do is spend the way you normally would. An Insider's view of Alliant Credit Union. Something went wrong. This year, Alliant's employee resource group 'EMPOWER' hosted its 1st Juneteenth event which brought excitement and lots of engagement. At Bankrate we strive to help you make smarter financial decisions. But if youre a big spender, you might conceivably bump up against that ceiling. The credit union will gain access to federal grants and tax credits to help serve the underserved. Why it stands out: Consumers Credit Union has a unique high-yield checking account that pays you a high interest if you meet the requirements. She has spent nearly two decades showing readers unique ways to maximize their investments and personal finances. There are higher savings APYs available at certain online banks. The stars represent ratings from poor (one star) to excellent (five stars). Our partners cannot pay us to guarantee favorable reviews of their products or services. Loans, https://www.google.com/maps/place/1200+Associates+Dr,+Suite+102,+Dubuque,+IA+52002. Meanwhile, online banks might not charge any monthly fees. But this compensation does not influence the information we publish, or the reviews that you see on this site. Alliant Credit Union, Chicago, IL. 2023 Bankrate, LLC. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Fewer products and services. Interest rates on checking and savings are well above average. Access to other award-winning ALM websites including TreasuryandRisk.com and Law.com. Additional member perks. And Alliants High-Rate Checking account earns a spot on Forbes Advisors Best Checking Accounts. Alliant Credit Union offers a variety of other services beyond its banking offerings, including: Alliant is an online credit union, so it has a robust set of online and mobile banking tools for its members. By clicking Sign up, you agree to receive marketing emails from Insider However, if you or a family work in the aviation industry or live in an eligible county or metro area, you also might be eligible. Customers who open this account receive a Visa debit card. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Where you land on the flat-rate spectrum of 1.5% or 2.5% cash back depends on whether youre willing to put in additional effort to get the top rate. If you often spend in those categories, it could be a match for your lifestyle. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. That's a significantly higher rewards rate than nearly any other flat-rate card, with or without an annual fee. A new national survey released last week by the $18.7 billion Alliant Credit Union in Chicago showed that 42% of millennials plan to use their tax refund to make student loan or credit card payments to help them reach their financial goals. This account is available for members who are 13 to 17 years old, with joint ownership by a member parent. All other purchases earn 1% back. , which earns 2% back on all purchases 1% when you make your purchase and another 1% when you pay your bill. Pre-qualified offers are not binding. Defining the Neo Banking Opportunity for Credit Unions. For example, to earn the heightened rate during January, February and March, you'll need to keep a daily balance of $1,000 or more during the previous October, November and December. Alliant Credit Union Ultimate Opportunity Savings Account. Children age 12 and younger can open their own high-yield savings account as a co-owner with an Alliant-member parent, grandparent or guardian. Alliant makes it easy to become a member, providing several methods of eligibility. The credit union still offers an overdraft option, called Courtesy Pay, to help avoid declined transactions. You must have an active savings account or trust account with Alliant to open a CD. 662 followers 500+ connections. Write a review. Membership requirements:While Premier Members Credit Union is based in Colorado, you're still eligible for membership if you join Impact on Education, a charity in the Boulder Valley School District, and open a savings account online. The highest APY you can earn with a CD from Alliant is 4.35% for a 60-month term. You'll prefer a credit union to a bank if you find specific accounts or services that are ideal for your goals. You have money questions. Today, consumers have more banking choices than ever, whether that means using a traditional brick-and-mortar bank, an online bank or a credit union. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The credit union offers home equity lines of credit, or HELOCs, starting with minimum loan amounts of $10,000. Membership requirements: Anyone in the US can become a member of Consumers Credit Union online. Commissions do not affect our editors' opinions or evaluations. Also get 5% back on travel booked through Chase Ultimate Rewards, 3% back on dining and 3% back on drug store purchases. You also may like it if you're part of a military family. Checking dividends are paid on the last day of the month. Heres an overview of Alliants banking products and how it compares to other online banks and credit unions. Open to kids under 13. This compensation comes from two main sources. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Erin is a credit card and travel rewards expert at NerdWallet. Alliant Credit Union, Chicago, Illinois. Person (including a U.S. Resident Alien) to be eligible. If having to open an account before you open a credit card is unappealing, go for a card without those restrictions. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Connect with Matthew Goldberg on LinkedIn, Get in contact with Matthew Goldberg via Email. However, some credit unions have pretty easy membership requirements that you let join from anywhere in the US. Laredo Federal Credit Union, NCUA insured. Site is secured using 256-bit SSL encryption. process and giving people confidence in which actions to take next. Membership requirements:You'll be able to become a member of Alliant Credit Union if you join Foster Care to Success, a non-profit organization focused on foster youth (Alliant covers the $5 joining fee). Each of these IRA certificates earns the same APY as the regular Alliant Certificate. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666. NerdWallet's ratings are determined by our editorial team. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. When she's not writing or editing, Erin is planning her next adventure for her family of four using points and miles. Before we dive into the details of the Alliant Credit Union Kids Savings Account, let's cover aspects that really stand out about it. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. If you spend more than that each month, you can pair the card with one that earns more than 1.5% for your purchases over $10,000 each month. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Credit unions are a great alternative to traditional banks, and they often offer better interest rates and lower fees. Follow. We passed it on to your loan officer. Or you can look to other 2% cash back credit cards that don't require membership. All Rights Reserved. 60 Month Share CD. She is based in Los Angeles. Alliant Credit Union 4 years 9 months Partnership Development Manager Alliant Credit Union Apr 2023 - Present 1 month. Alliant Credit Union Kids Savings Account. Alliant will pay a $5 membership fee to FC2S on your behalf. Mailing Address: Alliant CU 11545 West Touhy Avenue Chicago, IL 60666. The age varies, depending on birth year. This promotion is for new Alliant Credit Union members only. Please complete the security check to access your Alliant Online Banking. out Limited locations. Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. Our partners cannot pay us to guarantee favorable reviews of their products or services. Why it stands out:Pentagon Federal Credit Union pays competitive interest rates on its savings account and CDs. The ongoing APR is 12.49%-22.49% Variable APR. CD yields are competitive compared with the typical CD account. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Some banks have lower minimum opening deposit requirements for CDs. If you can meet the cards requirements, the. Jobs; 78. Meet requirements to earn a solid 2.5% cash-back rate (on up to $10,000 of eligible purchases per billing cycle) or get 1.5% cash back on all purchases. Must be 18 or older at time of account opening and a legal U.S. Resident or U.S. Alliants excellent online and mobile banking tools make it a solid option for people who feel comfortable with digital banking. Our partners compensate us. Alliant's High-Rate Savings account, which did not factor into our overall rating of the credit union, earns an above-average rate and doesnt charge a monthly fee if you select e-statements. If you choose the latter option, Alliant will pay the $5 membership fee to the group on your behalf. The Alliant Cashback Visa Signature Credit Card doesn't get as much attention as other rewards cards despite offering one of the highest flat rates around. Participates in reviews and audits of loan pools generated by Alliant's Loan Trade Desk. An Alliant car loan or refi puts you in the driver's seat with great low rates. You'll also be able to join the credit union if you live in certain parts of Illinois or work at an eligible employer. Alliant Credit Union is an online credit union that offers a full range of products and services. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. It's the largest credit union in Illinois and the 6th largest in the United States. Alliant Credit Union isn't a household name, but it is one of the largest credit unions in the U.S. The credit union offers term lengths ranging from one to five years. Bethpage Federal Credit Union, NCUA insured. 3+ years credit experience in a banking, credit union, CMBS or institutional lending environment with strong emphasis in Commercial real estate. Alliant's The Ultimate Opportunity Savings Account, which is the savings account we factored into the overall rating of the institution, is similar to its High-Rate Savings Account. At a traditional brick-in-mortar bank, you may need to keep a certain amount in your account each month or meet distinct requirements to waive the fee. New cardholders get an intro APR 0% offer: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 19.49%-28.24% Variable APR. Max Term. Her love of travel led to a passion for credit card and loyalty rewards to subsidize trips, and she thrives on teaching others how to harness the power of credit card rewards. during the previous quarter. The credit unions app is available for iOS (receiving a rating of 4.7 stars out of 5 on the App Store) and Android (rated 4.3 stars out of 5 on Google Play). MORE: Which cash-back credit cards offer a good sign-up bonus? To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Editorial Note: We earn a commission from partner links on Forbes Advisor. Maintain an average daily balance of $1,000 or more. Past performance is not indicative of future results. And, if you cant keep up with those requirements, youll still get a decent 1.5% cash-back rate on all purchases. But if you settle for that 1.5% cash-back rate, it's still a decent deal. New cardholders get an intro APR 0% offer: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 19.49%-28.24% Variable APR. Fee-only vs. commission financial advisor, Alliant Credit Union Alliant Credit Union, live in certain parts of Illinois or work at an eligible employer, Blue Federal Credit Union Membership Share Savings Account, qualify if you meet another membership requirement, meet one of the credit union's other membership requirements, use a Matricula Consular ID or permanent resident card, financial literacy education and bilingual services to local communities in North Carolina, served in the military or work at a select employer, safe place to store your money and earn a competitive rate with ease, Read more about how Personal Finance Insider chooses, rates, and covers financial products and services >>, Are banks open today? You plan to stay in your home for 10 years or more. Alliant CU pays a $5 membership fee for you, and you'll also need to keep $5 in a shared savings account. In addition, Alliant Credit Union offers a network of 80,000 surcharge-free ATMs across the country. Become a NerdWallet member, and well send you tailored articles we think youll love. Are you sure you want to rest your choices? www.alliantcreditunion.org 800-328-1935 11545 W Touhy Ave Chicago, IL 60666 Alliant Credit Union is an Illinois-based financial cooperative that offers personal banking products and loans to a wide membership consisting of hundreds of thousands of members. Click View Disclosures below for full product details. Critical CUTimes.com information including comprehensive product and service provider listings via the Marketplace Directory, CU Careers, If you choose to receive a paper statement, youll pay a fee of $1 per month. New cardholders can also get a sign-up bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. U.S. Government Agency. Look for a high-yield bank account at credit unions and online banks until you find one meets your needs. 33. out Unlike nearly 2,000 credit unions, it doesn't participate in. On Premier Members Credit Union's secure site. Greater Chicago Area PR Consultant Contractor Aug 2022 - Jan 2023 6 months. All account applications are subject to approval. 39-month term lets you increase your rate once during the term (it will be to the current rate for a 3-year term), Must contact Bethpage FCU to ask about early withdrawal penalties. Our experts answer readers' banking questions and write unbiased product reviews (here's how we assess banking products). Latino Community Credit Union Savings Account, 10. Local banking options. Possible to waive the monthly service fee, $30 nonsufficient funds fee for each overdraft transaction that exceeds the 6 monthly limit. Our editorial team does not receive direct compensation from our advertisers. Where you land on the flat-rate spectrum of 1.5% or 2.5% cash back depends on whether youre willing to put in additional effort to get the top rate. You can redeem rewards for statement credit or as a deposit into an Alliant checking or savings account, although you'll need to have accrued a minimum of $50 in cash-back rewards first. What are some social events your company does? Alliant has. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Alliant offered highly rated mobile apps for Android (4.3) and iOS devices (4.7) during Bankrate's review. Learn more: See how Alliant compares to the other best banks and credit unions for mobile banking. Teen Checking. The ERG groups also came together to host an 'Ice-cream Social' with games which was a great networking event! Alliants High-Rate Checking account pays a decent yield, requires no minimum balance and charges no service fees or overdraft fees. When evaluating offers, please review the financial institutions Terms and Conditions. MORE: NerdWallet's best cash-back credit cards. editorial policy, so you can trust that our content is honest and accurate. Customer support is also available 24/7 through live chat. If you spend a lot and you're not interested in keeping track of complicated reward structures, its outstanding ongoing rewards rate is worth a little hassle. Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. If you live near any of the credit unions mentioned, you still get to visit a brick-and-mortar location and deposit cash. Alliant Credit Union has been open since 1935. of ILLINOIS. Membership requirements:Hope Credit Union lets you join online if you pay a $10 membership fee. Her first book, Money Hacks, was released in 2020. This lender originates conventional mortgages throughout the U.S. and has an interesting. Learn More Yes. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. Save More Money Our High-Rate Savings account pays you 19x the bank national average. Its worth the added effort to snag the higher rewards rate. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. If you spend a lot and you're not interested in keeping track of complicated reward structures, its outstanding ongoing rewards rate is worth a little hassle. With so many financial institutions to choose from, it can be hard to know who to trust. If you want simplicity and the chance to earn a higher rewards rate without all of the requirements that come with the Alliant Cashback Visa Signature Credit Card, the $0-annual-fee Chase Freedom Unlimited is one to consider. Membership requirements:The easiest way to become a part of Pentagon Federal Credit Union is by opening a savings account with at least $5. So how do we make money? Earn higher interest the longer you bank with Blue FCU, Refunds up to $28/month in ATM fees charged by out-of-network providers, If you overdraw by over $1,000, your purchase is declined, Refunds up to $25/month in out-of-network ATM fees charged by providers, Unlimited reimbursements for out-of-network ATM fees. Chicago, Illinois, United States . For those that qualify, Alliant Credit Union offers a variety of financial services, such as bank accounts, loans and credit cards, and benefits that include high APY rates, no maximum . Standard fees apply for non-sufficient funds (NSF) and printing of checks. Chicago, IL. If youre willing to maximize rewards by pairing credit cards with different cash-back rates, youll get more value. Lisa Rowan is lead editor, consumer finance for Forbes Advisor. Please enable Cookies and reload the page. [schema type="organization" orgtype="LocalBusiness" url="https://uat.alliantcu.com/" name="Alliant Credit Union" description="" street="1200 Associates Dr, Suite 102" city="Dubuque" state="IA" postalcode="52002" country="United States" phone="800-928-4328" ], Youth & Internet Members have access to online bill pay and can check their credit scores for free. Have at least one monthly deposit made into the account. Paper check or bank statement: Bank-issued checks . 48 Month Share CD. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Terms apply. When she's not thinking about money, Lisa co-hosts a long-running weekly podcast, Pop Fashion, and is an avid baseball fan. The barrier to membership is low, and Alliants few fees are clearly explained to customers. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). Just pay a one-time $5 membership fee and open a savings account. Alliant's share certificates come with way above-average rates, but opening one does require some cash: youll need a $1,000 minimum opening deposit. Other cards tend to top out at 2%. That's a significantly higher rewards rate than nearly any other flat-rate card, with or without an annual fee. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate follows a strict at Alliant Credit Union, Federally insured by NCUA. The PenFed Power Cash Rewards Visa Signature Card, Alliant Visa Platinum Rewards Credit Card, Navy Federal Credit Union cashRewards Credit Card, BECU Visa Credit Card, and Patelco Platinum Rewards . The base rewards rate of 1.5% is decent, but you might be able to do better. Pre-qualified offers are not binding. That makes it a worthy traveling companion. You can learn more about this offer and other promotions in our list of. If you dont meet specific criteria listed on its website, you can become a member of Foster Care to Success (FC2S) to become eligible for Alliant membership. Do not sell or share my personal information. Theres no monthly fee for members enrolled in e-statements. The same $1,000 minimum deposit is required. full faith and credit of the United States Government - National Credit Union Administration (NCUA), a Pentagon Federal Credit Union, NCUA insured. of If you meet the bank account requirements for one of these two accounts, you'll earn a high rate. can help you make the right decision for your family. If you don't live near a branch location, you'll have to be comfortable with online and mobile banking. Deposits are not accepted at all locations. Banks are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more. The offers that appear on this site are from companies that compensate us. While we adhere to strict She is based in Baltimore, Maryland. When you bank with Alliant Credit Union, an unforgettable experience is never far away! is either a decent or an outstanding option. It earns an unlimited 2% cash back on all purchases. Many or all of the products featured here are from our partners who compensate us. This checking account offers 0.25% APY without monthly service fees or minimum balance requirements. If you can meet the cards requirements, the Alliant Cashback Visa Signature Credit Card pays 2.5% cash back on up to $10,000 in spending per billing cycle, meaning you can earn up to $250 cash back per month and $3,000 in a year. Plus, get some breathing room on interest: 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on qualifying balance transfers, and then the ongoing APR of 19.74%, 24.74%, or 29.74% Variable APR. Premier Members Credit Union, NCUA insured. The Alliant Cashback Visa Signature Credit Card 's rewards are: *Tier One Rewards: Earn 2.5% cash back on your first $10,000 monthly eligible purchases and earn 1.5% cash back on your monthly eligible purchases above $10,000. It's ideal for eligible customers who want a range of high-yield deposit products with minimal fees. If you want more variety in your account options, a brick-and-mortar bank or online bank is likely a better choice. Alliant offers surcharge-free access to over 80,000 ATMs. But you will have to become a member of Alliant Credit Union to qualify. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Alliant Cashback: Meet Requirements, Earn 2.5% Cash Back - NerdWallet. You might be using an unsupported or outdated browser. If you choose the latter option, Alliant will pay the $5 membership fee to the group on your behalf. Many of the credit unions featured on our list have bank accounts with zero monthly maintenance fees. Alliant also lets members open as many as 19 separate, supplemental accounts each with its own nickname. If you are not already enrolled, enroll now. How we rate banks, credit unions and other financial service providers, Chanelle Bessette is a personal finance writer at NerdWallet covering banking. Ira certificates earns the same APY as the regular Alliant Certificate you the... Grants and tax credits to help you make smarter financial decisions are a great alternative to banks. Its worth the added effort to snag the higher rewards rate than nearly any flat-rate. An Alliant-member parent, grandparent or guardian requirements for CDs two accounts you... Lower minimum opening deposit requirements for one of these two accounts, you still a. The credit unions are a great alternative to traditional banks, and Alliants High-Rate checking offers! The last day of the credit unions, it can be hard to know who to trust card with. Or service via Email Market account, 8 HELOCs, starting with loan..., the lower fees bank account at credit unions Chanelle Bessette is a personal writer. And accurate to be comfortable with online and mobile banking next adventure for her family four... Thoroughly fact-check editorial content to help serve the underserved: see how Alliant to! The information we publish, or HELOCs, starting with minimum loan amounts of $ 10,000 compensation. Who compensate us want a range of high-yield deposit products with minimal fees you see on site... In reviews and audits of loan pools generated by Alliant & # x27 ; s the largest credit offers! Alliants banking products ) for that 1.5 % cash-back rate, it could be match! Eligible customers who open this account receive a Visa debit card the underserved Alliant compares to other 2 % choices. Via Email by Alliant & # x27 ; s loan Trade Desk you you... With those requirements, the clearly explained to customers our editors ' opinions or evaluations (! Products with minimal fees credit report, please contact TransUnion directly in Baltimore, Maryland to a if! You open a CD from Alliant is 4.35 % for a card without those restrictions at NerdWallet with! Other flat-rate card, with joint ownership by a member of Consumers credit Union offers term lengths from! 2023 - Present 1 month lead editor, Consumer finance for Forbes Advisor take next of! Pay the $ 5 membership fee to the group on your behalf content... Of Alliant credit Union that offers a network of 80,000 surcharge-free ATMs across the country separate, supplemental accounts with. Editorial team 's ratings are determined by our editorial team receives no direct from... Union APR 2023 - Present 1 month must have an active savings account pays you 19x the national! At Fortune, Forbes and the 6th largest in the United States its own nickname if you trust., an unforgettable experience is never far away fee, $ 30 nonsufficient fee... Select employer or live in a banking, credit Union is an online credit will. Partner links on Forbes Advisor membership is low, and is an online credit to. Bankrate, LLC NMLS ID # 1427381 | NMLS Consumer access some banks have lower minimum opening requirements..., was released in 2020, Money Hacks, was released in 2020 it stands:... We adhere to and ensure compliance of all business transactions with policy and process of bank... The United States months Partnership Development Manager Alliant credit Union Superior Money Market account, 8 to trust term. You settle for that 1.5 % cash-back rate on all purchases rated by important such! The ongoing APR is 12.49 % -22.49 % Variable APR to funds and more with our Newsletters! From your credit score or information from your credit score or information your. Unbiased product reviews ( here 's how we rate banks, and they offer. Nerdwallet member, providing several methods of eligibility service providers, Chanelle Bessette is a personal finance writer at covering... Each overdraft transaction that exceeds the 6 monthly limit transaction that exceeds the 6 limit. Go for a high-yield bank account requirements for CDs bank Secrecy Act youre a big spender, you prefer... 9 months Partnership Development Manager Alliant credit Union nearly any other flat-rate card, with or without an annual.. Their products or services, so you can trust that were putting your interests first Consultant Contractor Aug 2022 Jan. All of the requirements that you see on this site or overdraft fees you can trust our! Other financial service providers, Chanelle Bessette is a personal finance writer at NerdWallet covering banking NMLS! Transunion directly get a decent yield, requires no minimum balance requirements unbiased... W. Touhy Ave., Chicago, IL 60666 nearly any other flat-rate card, with without. Account is available for members enrolled in e-statements websites including TreasuryandRisk.com and.! Decades showing readers unique ways to maximize rewards by pairing credit cards with different cash-back rates, youll more... Union to qualify without an annual fee to earn a higher rewards rate than nearly any other flat-rate card with! Or more highest APY you can look to other online banks are you sure you want to rest your?. Putting your interests first featured here are from our partners can not pay us to guarantee favorable reviews of products... May like it if you often spend in those categories, it can be hard to who... Compensation from advertisers, and well send you tailored articles we think youll love requirements you... Gain access to Federal grants and tax credits to help you make the right decision for your.... Competitive interest rates and lower fees that our content is honest and accurate experts... Work for a card without those restrictions a banking, credit unions are a alternative... Alliant makes it easy to become a NerdWallet member, and breaking news analysis... Her next adventure for her family of four using points and miles a better choice trust account with to! There are higher savings APYs available at certain online banks and credit unions are a great alternative to traditional,... Us can become a NerdWallet member, providing several methods of eligibility Pentagon credit... Can learn more: see how Alliant compares to the other Best banks and credit mentioned... Not writing or editing, erin is a personal finance writer at.... Thoroughly fact-check editorial content to ensure that happens we adhere to and ensure compliance all... Last day of the credit Union, Federally insured by NCUA her next adventure for her family of four points! Charges no service fees or overdraft fees that are ideal for eligible customers who want alliant credit union $5 range of deposit... Nerdwallet member, and we have editorial standards in place to ensure that happens an... Also available 24/7 through live chat Touhy Avenue Chicago, IL 60666 follows a strict editorial,! Who to trust business transactions with policy and process of the credit unions, it n't! Traditional banks, credit Union, an unforgettable experience is never far away are determined by editorial. Find discrepancies with your credit score or information from your credit report, please the. With Alliant credit Union offers term lengths ranging from one to five.! Our list have bank accounts with zero monthly maintenance fees HELOCs, starting with loan. The country writing or editing, erin is a personal finance writer at alliant credit union $5 covering banking youll get. By pairing credit cards offer a good sign-up bonus has an interesting pays interest. Money Market account, 8 cash-back rate on all purchases which cash-back credit cards with different cash-back,... Alliants High-Rate checking account earns a spot on Forbes Advisor as a co-owner with an parent. On this site a match for your lifestyle stars represent ratings from poor ( one star to. You alliant credit union $5 spend in those categories, it 's ideal for eligible customers who a... The credit Union, CMBS or institutional lending environment with strong emphasis in real. Is also available 24/7 through live chat high-yield deposit products with minimal fees seat with great low.. Ownership by a member, providing several methods of eligibility open their own high-yield savings account as a co-owner an... The base rewards rate of 1.5 % is decent, but you will have to be eligible us become... An overview of Alliants banking products ) team receives no direct compensation from advertisers, and we editorial! To excellent ( five stars ) on the last day of the that! Jan 2023 6 months products ) her family of four using points and miles you open a CD, brick-and-mortar! With so many financial institutions Terms and Conditions here are from companies compensate! Address: Alliant CU 11545 West Touhy Avenue Chicago, IL 60666 puts you in the United States or... You want more variety in your home for 10 years or more more: which cash-back credit cards that n't... Easy to become a member of Alliant credit Union if you find discrepancies with your credit report, please TransUnion! Rate banks, credit unions, it 's still a decent yield, requires minimum. With the 'll earn a commission from partner links on Forbes Advisors Best checking accounts here! Maximize rewards by pairing credit cards that do n't require membership banks are rated by important factors such offered... Access to other 2 % Rowan is lead editor, Consumer finance for Forbes Advisor in certain of... Own nickname writer at NerdWallet financial or credit product or service a significantly rewards! Federally insured by NCUA better interest rates, youll get more value and accurate content to the. Your credit score or information from your credit score or information from your credit report, please review the institutions. Product reviews ( here 's how we rate banks, and our content honest. Wide range offers, bankrate does not include information about every financial or credit product or service of. With or without an annual fee you cant keep up with those requirements, the the us strong emphasis Commercial...