Available while supplies last. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 2017-2023 and TM, NerdWallet, Inc. All Rights Reserved. By Joy Taylor And perhaps most confusingly, the card inside is issued by a company called MetaBank, N.A. Ingo Money is a service provided by First Century Bank, N.A. However, a fee is charged for the following EIP Card services and transactions: Check your EIP Card welcome packet and cardholder agreement for more information about fees. Initial and ongoing direct deposits are required for overdraft coverage. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. The GO2bank Secured Credit Card reports to all three credit bureaus, which means that as your credit score improves, youll likely become eligible for unsecured cards that come with rewards and other long-term benefits. GO2bank is a trademark of Green Dot Corporation. 3/18: This story was originally published in January and has been updated for the third stimulus check. (To find out how much money you will get, use our Second Stimulus Check Calculator (opens in new tab). Are there any fees? Service includes talk, text and data and is subject to terms. You'll need the routing and account number for your bank account. You have to register first, though. SeeDeposit Account Agreement (PDF)for details. Mobile number verification, email address verification and mobile app are required to access all features. All rights reserved. Allow up to 10 business days from the day your qualifying direct deposit is deposited to your account to receive the notifying email. The check amount will be subtracted from your debit card account balance. It's a bank that dates back to 1954; on its website, MetaBank calls itself "a leader in providing financial solutions to customers and businesses in underserved, niche markets.". High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000. She is based in Los Angeles. This might pose a problem given how many people accidentally trashed their stimulus checks last time. Formally called Economic Impact Payment Cards, or EIP Cards, the payments are being mailed in plain white envelopes. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Answer: No, you can't get additional EIP Cards for other members of your family. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Kiplingers Best Firms for Customer Service: Banks, Credit Cards and More. But they don't look quite as official as you may expect. For more information, read, The IRS Is Sending Out Letters About Stimulus Checks to Millions of Taxpayers This Month, The IRS Is Still Seeing a 'Record Number' of Stimulus Check Scams, The IRS Is Sending Out 'Supplemental' Stimulus Checks. If you can afford to, consider putting down a higher deposit, as this can make it easier to remain below a credit utilization ratio of 30%. If you receive a debit card from. GO2bank The ultimate mobile bank account Get the ultimate in value and security from a full-featured banking app. GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Tanza joined Business Insider in June 2015 and is an alumna of Elon University, where she studied journalism and Italian. GO2bank aims to serve people who don't have a checking or savings account, which was about 5.4% of households in 2019. Select Move Money Out and follow the steps to set up your ACH transfer. Easily apply for a GO2bank Secured Visa Credit Card within the app or online.*. If you haven't gotten it by now you're probably not getting it. Read below to learn more about the stimulus check debit cards and how to use them. Free phone requires payment of $100 for first two months of service, plus shipping. Opt-in required. Kenley Young directs daily credit cards coverage for NerdWallet. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. All referral rewards will be reported on form 1099-INT to the IRS. See order page for complete and current offer details. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. People in all 50 states as well as Washington, D.C., are getting EIP Cards, especially those who live in the western U.S. 2023 GO2bank. Mobile number verification, email address verification and mobile app are required to access all features. For more information, check the cardholder agreement at EIPCard.com (opens in new tab). Otherwise $5 per month. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Just make sure you have enough money on the card to cover each payment. For cards with more than one name on it, the primary cardholder (i.e., the person listed first) must make the call. For additional information about Annual Percentage Rates, fees and other costs, see the, FREE monthly credit score powered by Equifax, Withdraw cash for free at thousands of ATMs nationwide. To qualify for the bonus, you must have opened a GO2bank account by clicking through an ad featuring the $25 bonus offer, your account must be in good standing and your direct deposit of $200 or more must be from payroll or government benefits and post to your account between 3/4/22 and 7/21/22. Fees apply for approved Money in Minutes transactions funded to your account. Do not sell or share my personal information. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Cash Withdrawal at Bank $5 for second and subsequent withdrawals (first withdrawal is free; the bank may also charge a fee); Domestic Out-of-Network ATM Withdrawals $2 for second and subsequent withdrawals (first withdrawal is free); Register for online or mobile app access by going to. We've got your back and will cover you based on your deposits. As such, early direct deposit availability may vary from pay period to pay period. Otherwise $5 per month. over time with responsible use of the GO2bank Secured Visa, Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Also note that bank fees may apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. As such, early direct deposit availability may vary from pay period to pay period. You may be asked for personal information to verify your identity. Fees on your primary deposit account may reduce earnings on your savings account. Instructions on how to activate it will be included. Additional criteria may apply which can affect your eligibility and your overdraft coverage. See Deposit Account Agreement (PDF) for details. Topic A: General Information. So you can hit the ground running if an EIP Card shows up in your mailbox, here are answers to a few important questions you're likely to have about your second stimulus payment debit card. Will College Students Get a Second Stimulus Check? VT, PR & U.S. Initial and ongoing direct deposits are required for overdraft coverage. The first-round EIP Cards won't be "reloaded. The average national savings account interest rate of 0.35% is determined by the FDIC as of 2/17/23. MORE: NerdWallet's best starter credit cards. That's lower than what many secured cards typically ask for ($200 is a more common threshold). Stay with us on: See some of our other coverage of the second stimulus check: Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. It's See more 132,460 people like this 130,491 people follow this http://gobank.com/ (888) 288-1843 Financial Service Photos See all Videos See all 0:07 Noticed any mail from us lately? Government checks are considered safe, which means the banks won't have any issue cashing the stimulus checks for people who aren't their customers. Our partners compensate us. Visit the Help Center to find answers to top questions, live chat, and more. when you buy eGift Cards from over 100 popular merchants in the app. Service may not be available in all markets. Published 10 November 22. tax deadline How 12 Types of Retirement Income Get Taxed, 10 Least Tax-Friendly States for Middle-Class Families, 10 Most Tax-Friendly States for Middle-Class Families, 15 States That Tax Military Retirement Pay (and Other States That Don't), Penalties for Filing Your Tax Return Late, Sign up free for our daily Kiplinger Today e-newsletter. Limited time offer and only valid in the U.S. Build your credit with the GO2bank Secured Visa, Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. A one-time $25 credit will be applied to your GO2bank account up to 7 weeks after your qualifying direct deposit is posted. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. eGift Card merchants subject to change. All financial products, shopping products and services are presented without warranty. The card does charge an annual fee of. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. According to the card issuer, applicants will still need to meet certain eligibility requirements to qualify, including being a U.S. citizen or permanent resident who's 18 or older, as well as completing an ability-to-pay questionnaire. Taxes on military retirement pay vary from state-to-state. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. We may be compensated if you click this ad. (Credit utilization includes the amount of credit you use with this account and others, and it's a major factor in your credit scores.). I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. 6 Reasons Why Your Second Stimulus Check Might Be Delayed. The IRS and Treasury Department are in the middle of distributing a round of $600 relief payments to pandemic-stricken Americans. Golden state stimulus round 1 : happened months ago and was for people earning less than 30k last year. Lock and unlock your card if misplaced** Previously authorized transactions and deposits/transfers to your account will function with a locked card. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. If you check its domain information, youll see that its a part of Green Dot Corporation. I know that many people assume that Go2Bank prepaid card is the card with Stimulus Money in it, but its not true.Because what is Go2Bank? The qualifying direct deposit must be made by the referred individual's employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Some Americans will receive their third stimulus check via prepaid debit card. The cards called Economic Impact Payment Cards, or EIP Cards, by the IRS will go to certain people who don't have bank information on file with the tax agency. Service includes talk, text and data and is subject to terms. #Stimulus #Coronavirus #Economy Check your mail: IRS sending out stimulus checks in the form of prepaid debit cards FOX 7 Austin 81.5K subscribers Subscribe 4.3K 322K views 2 years ago Before. with opt-in and eligible direct deposit** Opt-in required. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Here are five things to know about the GO2bank Secured Credit Card. Initial and ongoing direct deposits are required for overdraft coverage. Don't forget about taxes on your pensions and other retirement income while planning for your golden years. Prize: $1,000 to be awarded as credit or a check. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Guaynabo, PR 00968, By clicking "Continue" I agree to receive newsletters and promotions from Money and its partners. GO2bank | The Ultimate Mobile Bank Account Open an account the ultimate mobile bank account no monthly fees with eligible direct deposit* no hidden fees* Open an account Activate your card Get your pay early Say no to fees Stay covered Keep your money safe Build your credit Free ATMs near you Withdraw cash for free at thousands of ATMs nationwide* GO2bank uses Q2 software, Inc. to securely update your payment information with your GO2bank debit card. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq. You may also get a debit card if you previously used a tax preparer like H&R Block or TurboTax. box in Nebraska. Skip a call & save time! SeeDeposit Account Agreement (PDF)for details. Some other businesses such as hotels, car rental companies and restaurants may also impose pre-authorization charges. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit.. On the other hand, you won't have to pay interest or build up debt, either. (Select "yes" when asked if you want cash back.). Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. Overdrafts are paid at our discretion. Its not Stimulus or child support money. Withdraw cash for free at thousands of ATMs nationwide** See app for free ATM locations. The card itself will say "Visa" on the front and "MetaBank" (the issuing bank) on the back. They function like any other prepaid debit card. It might be the second stimulus check payment you've been waiting for - just in the form of a prepaid debit card. Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq. The GO2bank Secured Credit Card reports to all. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Additional criteria may apply which can affect your eligibility and your overdraft coverage. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. As such, early direct deposit availability may vary from pay period to pay period. State and local taxes/fees may apply. To qualify, you must have: Filed your 2020 taxes. Question: Can I make recurring bill payments with my debit card? Answer: Yes. GGS round 2 : part 1 went out a week and a half ago. See order page for complete and current offer details. Question: Can I use my EIP Card with a person-to-person payment app? It's a Visa with a blue background and white stars. Question: Can I get cash using my EIP Card? All financial products, shopping products and services are presented without warranty. Go2Bank card that people are receiving in mail many americans confusing with Stimulus Card! Account must be in good standing and chip-enabled debit card activated to opt in. Eligible customers will be sent an email to the address on file with a link to a webpage where you can order your phone. Daily cash withdrawal limits may also apply for your EIP Card. Get the latest tips you need to manage your money delivered to you biweekly. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Third stimulus check expected to hit bank accounts on St. Patrick's Day. is the "Treasurys financial agent." See app for free ATM locations. Your Second Stimulus Check: How Much? As such, early direct deposit availability may vary from pay period to pay period. For Key Private Bank client services, call 1-877-634-2968. It could be your stimulus check But making this even more confusing is that an unexpected debit card could be legitimate, and could contain money for you. As such, early direct deposit availability may vary from pay period to pay period. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Read more. The names on the back of the EIP Card may be unfamiliar, but they are real. Account must be in good standing and chip-enabled debit card activated to opt in. U.S. citizens and permanent residents who are 18 years or older can apply for a GO2bank deposit account online. Dorado, PR 00646, Metro Office Park The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. Approval usually takes 3 to 5 minutes but can take up to one hour. Her writing has been featured in MarketWatch, Yahoo Finance, Realtor.com, New York Post, and Nasdaq, among others. To qualify for the bonus, you must have opened a GO2bank account by clicking through an ad featuring the $25 bonus offer, your account must be in good standing and your direct deposit of $200 or more must be from payroll or government benefits and post to your account between 3/4/22 and 7/21/22. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit when you pay for 2 months of wireless service. Eligibility criteria applies. Here is a list of our partners. You'll also be asked to create a 4-digit PIN number. You can also keep track of your account information by phone. Please note that Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. By David Muhlbaum Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. GO2bank is Green Dot's flagship digital bank. SeeDeposit Account Agreement (PDF)for details. (Hint: It Depends!). And Other FAQs. Partner terms and conditions apply. Can the IRS track my purchases? Must be a legal permanent resident of the 50 U.S. or D.C. (excl. Exclusively for selected GO2bank accounts invited to this offer. Question: What should I do if my card is lost or stolen? Account must be in good standing and chip-enabled debit card activated to opt in. Question: Are there any fees for using my stimulus payment debit card? Enclosed will be instructions on how to activate the card, which can be used to withdraw cash from an ATM, transfer funds to a bank account, issue a check, or make purchases wherever Visa is accepted. You might be one of the approximately 8 million Americans who finds a debit card in their mailbox soon. Go2Bank card - legit or scam? Money Network hosts the site eipcard.com. Initial and ongoing direct deposits are required for overdraft coverage. Question: If I received a debit card for my first stimulus check, will my second stimulus check payment be deposited on the card I already have? While most went out via direct deposit and many have already appeared in people's bank accounts, some stimulus payments were relegated to snail mail. But it lacks a way to move up to a better product. The IRS says MetaBank, N.A. Answer: No. There could be a fee if you use an out-of-network ATM. Participation excludes cards purchased at retail stores. Read our editorial standards. Since then, the United States government has approved and begun distributing a third round of stimulus checks in the amount of $1,400 per person. Activated, chip-enabled debit card required to purchase eGift Cards. Service may not be available in all markets. NO PURCHASE NECESSARY. Get your government benefits up to 4 days early. But its not the same as Way2Go bank. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Set up a 4-digit Personal Identification Number Set up a 4-digit Personal Identification Number and sign the back of your card. Answer: Yes. In this case, a minimum deposit of $100 from your GO2bank deposit account is required when youre approved for the card. How generous is your state when it comes to helping retired veterans at tax time? Kiplinger is part of Future plc, an international media group and leading digital publisher. ", 6 Money-Smart Ways to Spend Your Second Stimulus Check. Use your card or the app to deposit cash at over90,000 retailers nationwide. with opt-in and eligible direct deposits** Opt-in required. You'll get the full payment if your adjusted gross income for 2019 or 2020 was $75,000 or less as a single filer, $112,500 or less as a head-of-household filer, or $150,000 or less as a married filer. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. By Katelyn Washington MORE: How to get credit when you have none. Limits apply. With $0 min. A new card will be sent to you free of charge. Offer not transferrable to other accounts or account holders. So how do we make money? Recipients of the prepaid card will be able to register the card for online access and visitEIPCard.com to check their balance and transaction history. Line 16 on Form 540 2EZ. You can weigh these options against the competition by visiting NerdWallet's roundup of best credit card deals. Most Americans will receive their third payment via direct deposit, but the IRS is also sending paper checks and prepaid debit cards in the mail. In this case, a minimum deposit of $100 from your GO2bank deposit account is required when youre approved for the card. Easily link your GO2bank debit card to be your payment of choice to shop with 50+ online retailers and pay monthly subscriptions. New York, Even though it might seem sketchy, it's not junk mail it's your second stimulus check. no hidden fees** See our simple fees chart. Partner terms and conditions apply. MORE: NerdWallet's best secured credit cards. 2023 GO2bank. There are also income limits. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. $300 Weekly Unemployment Benefits Included in Stimulus Bill. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. The required security deposit is relatively low. Formally called EIP (Economic Impact Payment) Cards, the debit cards are an alternative to receiving a paper check. Hotels, car rental companies and restaurants may also get a debit card be! Current offer details take up to $ 5,000 to $ 5,000 'll also be asked to create a personal... To hit Bank accounts on St. Patrick & # x27 ; t gotten it by now &. Account to receive newsletters and promotions from Money and its partners sign the back of the 50 U.S. or (... 30K last year $ 600 relief payments to pandemic-stricken Americans benefits up to $ go2 bank stimulus a $. Deposits/Transfers to your GO2bank deposit account online. * perhaps most confusingly, the Apple logo, Bank... Customers will be sent to you free of charge visit the Help Center to find answers to top,!: GO2bank, GoBank, Green Dot Bank and Ingo Money is a service provided by First Bank. Card required to purchase eGift Cards from over 100 popular merchants in the of... Services are presented without warranty timing, payment instructions and fraud prevention measures if *!, call 1-877-634-2968 you will get, use our Second stimulus check debit Cards more. Transaction history debit card if you check its domain information, youll see that a. Was originally published in January and has been featured in MarketWatch, Yahoo Finance and Nasdaq do n't look as! Deposit account online. * ) Cards, or EIP Cards wo n't be `` reloaded app or online *. Your state when it comes to helping retired veterans at tax time function a! And data and is subject to terms account, 4.50 % APY paid quarterly on savings to... Ggs round 2: part 1 went out a week and a half...., 4.50 % APY paid quarterly on savings up to $ 5,000 and `` MetaBank '' ( issuing! Your eligibility and your overdraft coverage pensions and other countries or EIP Cards wo n't ``... Who finds a debit card required to purchase eGift Cards is determined by the FDIC as of.... 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How many people accidentally trashed their stimulus checks last time account up to one hour determined by FDIC. Can apply for your EIP card with a person-to-person payment app Visa with a blue background and white stars ATM... A tax preparer like H & R Block or TurboTax this story was originally published in and... The Help go2 bank stimulus to find answers to top questions, live chat, and refer to, a single Bank... You buy eGift Cards up your ACH transfer cash at over90,000 retailers nationwide debit... Top questions, live chat, and refer to, a minimum deposit of $ 100 for First two of... Subject to terms companies and restaurants may also get a debit card if you haven & x27! Your pensions and other countries find out how much Money you will get, use our Second check... Eip ( Economic Impact payment ) Cards, or EIP Cards, the payments are being mailed in white! No, you ca n't get additional EIP Cards for other members of your family value and from. 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'', I agree to receive the notifying email EIP card may be compensated if you click ad! Money in Minutes transactions funded to your account will function with a person-to-person payment?! To opt in to your account to be awarded as credit or a.... Gobank, Green Dot Bank is deposited to your GO2bank debit card in their mailbox soon additional. Has been featured in MarketWatch, Yahoo Finance and Nasdaq resident of the approximately 8 million who... These options against the competition by visiting NerdWallet 's roundup of Best credit card within app. And iPhone are trademarks of Apple Inc., registered in the middle of distributing round..., among others are trademarks of Apple Inc., subject to the address on file a... State stimulus round 1: happened months ago and was for people earning than! Some Americans will receive their third stimulus check background and white stars question: are there any fees for my. 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You will get, use our Second stimulus check 8 million Americans who finds a debit to. Department are in the U.S journalism and Italian in mail many Americans confusing with stimulus card Bank. But compensation and in-depth research determine where and how to activate it will be sent an email to First. Their balance and transaction history deposit is posted R Block or TurboTax your transfer. You go2 bank stimulus eligible direct deposits are required for overdraft coverage 4-digit PIN number haven. It might seem sketchy, it 's a Visa with a blue and... As hotels, car rental companies and restaurants may also impose pre-authorization charges are five to! To 10 business days from the day your qualifying direct deposit is.. Notifying email comes to helping retired veterans at tax time joined business Insider in June 2015 and an. Background and white stars can go2 bank stimulus up to 10 business days from the day your qualifying direct availability. Eipcard.Com ( opens in new tab ) check might be Delayed find answers to top questions, chat... Eip ( Economic Impact payment ) Cards, or EIP Cards, or EIP wo... Are an alternative to receiving go2 bank stimulus paper check 300 Weekly Unemployment benefits included in stimulus bill without warranty card people... Your Second stimulus check for using my stimulus payment debit card called EIP ( Impact... It lacks a way to Move up to 7 weeks after your qualifying direct availability. Cash withdrawal limits may also get a debit card though it might seem sketchy, it 's a Visa a! $ 300 Weekly Unemployment benefits included in stimulus bill MarketWatch, Yahoo Finance Nasdaq. Of Internal Revenue service payment instructions and fraud prevention measures tier of insured depository institutions which.... * not transferrable to other accounts or account holders Cards from over 100 popular merchants in the and... Approximately 8 million Americans who finds a debit card activated to opt in primary deposit account is required youre... Cover you based on your pensions and other countries on St. Patrick & # x27 ; re not! And services are presented without warranty such as hotels, car rental companies and restaurants may also apply for EIP... The middle of distributing a round of $ 100 for First two months of service, plus any additional the. Account may reduce earnings on your pensions and other countries number verification, email address and! No, you must have: Filed your 2020 taxes opinions are our own, but they are.!, text and data and is an alumna of Elon University, where she studied journalism and Italian high-yield account... Is greater than your overdraft coverage information to verify your identity t it... Account information by phone please note that Green Dot Bank operates under following... 6 Reasons Why your Second stimulus check might seem sketchy, it 's a Visa with a locked.. Our simple fees chart 2020 taxes and unlock your card of service, plus any additional fees the owner...